It’s tough doing it all by yourself at home!
Last week I had a brief conversation with one of my Senior friends. My friend was making the choice to move to an Assisted Living Facility. We are seeing ever increasing numbers of Seniors opt to live in Assisted Living Facilities for various reasons. Some of the reasons we see are:
- Needing just a little help. Yes they could continue to provide for their own care at home – but it’s hard and it’s getting harder. The kids are busy and the parents don’t want to impose.
- Socialization. Some seniors go an entire week without seeing another individual. The kids and other family members are busy. Folks try to call or come by during the weekends, but nobody usually makes it during the week. In an Assisted Living Facility, the socialization problem has been solved. Seniors have the option to go to their room when they want to be alone. Conversely, they can go to a shared community room and socialize as much as they want.
- Being part of a community. It’s tough doing everything necessary to make sure that you maintain good health and provide for all of your own needs at home. Some Seniors just prefer to be part of a community with other like-minded Seniors.
Assisted Living Facility
Assisted Living Facilities are facilities that provide assistance to residents who need help with one of more activities of daily living, such as feeding, dressing, bathing, toileting, or transferring. If your Loved One needs help with one of those, then an Assisted Living Facility may be a good fit. An Assisted Living Facility does not provide as much medical care as you would receive in a Nursing Home but it may be a good fit for those who need limited assistance.
A typical room in an Assisted Living Facility may have a living area, kitchenette, and bedroom. Most Assisted Living Facilities have large common areas for seating with big-screen TV’s and places to visit with friends or family. Many Assisted Living Facilities have a kitchen in the common area where all residents take their meals together. Others have snacks available during the day, together with coffee, tea, sodas, and water. Residents can come out of their rooms and just be together, play bingo, talk, and visit.
Some Assisted Living Facilities even have full time activity directors who are in charge of keeping their residents busy. Each day a schedule of events, both inside and outside the facility will be posted. Everything from games, shopping excursions and overnight tours to regional entertainment venues are offered in some facilities. However other Assisted Living Facilities are much more laid back with fewer options. The key is to find a facility that meets your needs. Just like people, Assisted Living Facilities have unique personalities.
Levels of Care
Assisted Living Facilities are regulated by their state law and some have licensing for different levels. In our state, Assisted Living Facilities are identified as Level One and Level Two facilities – the difference is that Level Two Assisted Living Facilities provide a little more nursing care than Level One. A Level Two Assisted Living Facility may have a nurse on call along with CNAs on the floor.
Some Assisted Living Facilities offer both levels of care, with Level 1 in one area of the facility and Level 2 in another. These “Levels” are benchmarks established by state law as to the minimum types of care required to be performed at each level. With multiple levels, when you need more advanced care, you may be able to receive it without having to move to another facility.
At ELP, we work to protect you!
We work with people to do various types of estate planning. There is no one size fits all plan and no plan is categorically better than others. The key is to meet with your attorney (hopefully us!) to discuss your unique situation and have a plan crafted that is best for you. If you or your declining parent is not 100% sure of their beneficiary designations, please be proactive and give us a call before you (or they) lose capacity.
Without a properly flexible plan, how will you care for your declining Loved One, be there for your family, get work done, and pivot in the event of a crisis? What about cost? How will you pay for it all? If you make the Assisted Living Facility choice, how long will the money last? Together, we can craft a proactive plan! Lets get started protecting your assets!
ELP YouTube Channel
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